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本帖最後由 lushao 於 2011-3-13 15:04 編輯
jedi_xie 發表於 2011-2-14 10:45
U.S. to overhaul mortgage system
Fannie, Freddie may be abolished
Last Updated: Friday, February 11, 2011 | 10:03 AM ET Comments73Recommend6
The Associated Press
The Obama administration is laying out three broad options for overhauling the mortgage lending system, but will let Congress make the final decision.
U.S. President Barack Obama has given Congress three broad options for overhauling the mortgage lending system.U.S. President Barack Obama has given Congress three broad options for overhauling the mortgage lending system. (Bill Sikes/Associated Press)
The Treasury Department says in a report released Friday that the government should withdraw its support for the mortgage market slowly, over five years or more. The report describes a path for winding down the troubled mortgage giants Fannie Mae and Freddie Mac.
The three options are: end the government's role in guaranteeing most mortgages; support the mortgage market only in times of stress; or provide a government guarantee for mortgage investments created by private companies.
Under any scenario, the private sector will assume a greater role in housing finance as the government scales back its involvement.
The government currently owns or guarantees more than 90 per cent of U.S. mortgages. The bailouts of Fannie and Freddie have cost taxpayers nearly $150 billion.
The report comes after years of debate about how to end the government's role in housing. The options have been discussed for years as well.
By handing the decision to Congress, the administration sidesteps one of the most complex and politically explosive questions facing the financial system. Any of the three options will almost certain force mortgage rates to rise.
Republicans have called for Fannie and Freddie to be abolished. But there is a growing recognition that drastic action would upend the housing finance system, threatening the broader economy.
3000多億的債券是時候退出了
我國有的是錢,不怕的.
送他們這點錢,沒問題.
當初慈禧送出2000萬兩白銀,國家也沒怎麼樣呀, 這次也沒問題. |
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