我欠了別人錢，她要錢的時候有一句話

我欠了別人錢，她要錢的時候有一句話，請高手幫忙翻譯一下
As you know, this is the hard close and we would like the accounts to be as current as possible.

i don't have chinese input. so, sorry for any inconvienence.
i assume this could happen in business transfer and actually, it does.

1)"this is the hard close" ->a terrible(awesome, difficult, uneasy, painful, or whatever...) end for the deal(game, exam, act, or whatever).

2)"we would like the accounts to be as current as possible." -> we hope the accounts to be cleaned up (with no payment delay and up-to-date).

let's make it simple as below.

她要錢的時候有一句話 i am sorry to remind you that you (should) make the payment with no delay.

hope this help.

應該是這個意思，謝謝

thk for your teaching