A rental house

文章來源: autumnmonn 於 2005-01-14 02:56:14   





Area: Great Austin
: duplex, building year: 1983
Size: 1932sf (two unit togather)
Purchase Price: $121,200, closing cost: $1500
Loan: $96,960, PITI: $949.77, interest rate: 5.75% 30 year(for investment property)
Repare: $5,500 (include material and labor, I hire workers to do all the work)
Utility connect and deposit: $500, seller changed roof and painting. I paid for new carpet, tile, and new refrigirators.

Rental income $1,500/month ($750 per unit) leased out in 30 days by puting a sign in front yard. Deposit $1,500. actually, one side leased out before closing. Moved in after basic repare finish.

Realtor rebate: sorry , I agree not disclose.
1st year income: $16500 (11 month, expect one month vacant)
net income: $16500 - 949.77*12 = 5102.76, expect normal maintaince $1000 /year
net income will be $4102.

Based on real one time invest $31140 (down + closing + one time repare)
the 1st year expected return = 13.17%.

Expected 2nd year rental: $800/month (that is the fair market price), house price increase 5% per year. (6%+ per year increase in last 10years in the same area). 10 year total return (30%+ per year)

My another invest will close in January.

看似買個房,但這種買房的買法是一種純粹的投資行為. 這種做法是非常適合於個人操作的,這種價位的房,風險不大,勝算有餘,只要你留心這市場,機會還是挺多的. 另外這種投資手段,可以積小勝為大勝.

作為一個ZT,和實例,是值得對於投資理財有興趣的朋友看看和想想的.

有一個朋友就住在Austin，好幾年了，以直布買房，因為地稅很高 （3%）。那裡的房子真便宜。

這只是個例子,房地產的錢,就是這麼賺的,想想這房子的基數才10萬不到,假如是100萬,200萬,...是不是這結果還是不錯的,...以上的房子,其實從市場里是白撿的.

這樣的交易,其實在哪裡都有,只是要仔細看,耐心等,...別看著別人在它地賺錢,其實,房地產的生意,從來就是'強龍不敵地頭蛇'的,ALWAYS, LOCAL WINNING MARKET(除非,投入資金特別大的那類).