油井投資生財減稅

轉載華爾街報-財富管理顧問：油井投資生財減稅

一位醫生今年收入頗豐，還會有5萬的年終獎金，可是他不願交重稅. 於是求助亞城財富管理顧問Mr. Gharib. 因為醫生是高收入群，他的5萬獎金有2萬要交稅. 財富顧問Mr. Gharib 安排醫生投資油井項目.詳細請讀以下英文原文.  這位醫生花錢請的財富管理顧問如果這樣建議，您是否也該鄭重考慮用交重稅的錢來給自己創造油井投資生財減稅計劃！請電郵中美投資人索取本人己投資的油井資料以供參考. ChineseInvest888@gmail.com。

值得推薦的投資油井機會：比我其他先投后鑽項目風險要小多了！沒有前期未鑽井的風險，現有一口剛剛鑽好的井，己經出油，每天出油60桶，每單元$3萬投資額。共32份。第一張支票可能2014年的2月底到郵箱。10個月估計回本！3年300%的回報率！最底投資額為$1.5萬。

轉載 Oil Investment Yields Income, Tax Break Wall Street Journal- Wealth Adviser Dec. 4, 2013 9:19 a.m. ET

The doctor was a partner in a private medical practice that had enjoyed a good year. He was expecting a $50,000 bonus, but wasn』t happy about having to pay taxes on that money. He brought his concerns to his adviser, Clint Gharib, founder of the Gharib Group in Atlanta. 「This was a client in the top tax bracket,」 explains Mr. Gharib, whose firm manages about $200 million for 300 family and corporate clients. 「Between state and federal taxes, as much as $20,000 of that bonus was going straight to the government.」 The doctor had maxed out his 401(k) contributions for the year and earned too much to qualify for a tax-deductible IRA contribution. He wanted a vehicle that would significantly offset the tax hit, while giving him the opportunity to make a return on his money.

Mr. Gharib had already used alternative investments in the client』s portfolio, so he thought of another non-traditional strategy that could help the man achieve both of his goals: investing in oil wells. Mr. Gharib has used oil and gas investments in his clients』 portfolios since 2008 and believed that such an investment could be a good fit for this client. He also knew that the strategy was uncommon, so he started by explaining exactly how the investment would work. To invest in a land-based oil drilling project, the client could buy into an oil partnership. For a minimum investment–usually about $20,000–he would become a partner and receive a percentage of profits generated by those wells. But in the first year of his investment, the client would also receive a deduction against his taxable income for money the partnership spent on intangible drilling costs, or IDC. These costs, which include expenses like labor and insurance, typically constitute about 85% of a project』s initial investment. In the first year, the partnership spent 88% of the money on IDC, which meant the client received a $44,000 deduction against his income taxes in 2011. By the second year, he had received about $7,692 in income from the wells』 yield, and can expect additional income for as long as the wells are still productive–typically 10-20 years, says Mr. Gharib.